Carrier Differences: Real-Time Rating At-A-Glance

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RMV Lookup Does the carrier retrieve and validate driver history using a license number?	YES	YES	YES	YES	YES	YES	YES	YES	YES	NO	YES	YES	YES
Does the carrier retrieve and validate vehicle history using a full VIN?	YES	NO	YES	NO	NO	NO	YES	NO	YES	NO	NO	NO	YES
Eligibility Accept/Reject: Does the carrier determine if the risk is eligible or ineligible during the Real-Time Rating process?	YES	NO	NO	YES	NO	NO	YES	NO	YES	NO	YES	YES	NO
Renewal Rating Can the carrier quote renewal rates within WinRater/SinglePoint?	YES	YES	N/A	NO	YES	YES	NO	YES	YES	YES	YES	YES	YES
Effective Dates Can the carrier quote prior rate filings further than 30 days back?	NO	YES	YES	NO	NO	NO	YES	YES	YES	YES	YES	YES	YES
Motorcycle Rating Can the carrier quote motorcycle risks in WinRater/SinglePoint?	YES	YES	NO	NO	NO	YES	YES	NO	YES	YES	YES	YES	NO
Out of State Garaging Can the carrier quote vehicles garaged out-of-state?	YES	YES	NO	YES	YES	YES	YES	YES	YES	NO	YES	YES	YES
Out of State Drivers Does the carrier handle drivers with out-of-state experience in a unique manner? (View specific carrier details on our website's Auto Tip Sheet)	YES	YES	YES	YES	YES	YES	YES	YES	YES	YES	YES	YES	YES
Agency Codes Does the carrier require specific agency code info in order to generate a real-time quote?	NO	NO	NO	NO	NO	YES	YES	YES	NO	YES	NO	YES	NO
Automatic Updates of Agency Codes Does WR/SP automatically import your agency codes from the carrier and save them?	YES	NO	NO	NO	NO	NO	NO	NO	NO	YES	NO	NO	NO